Are there any lesser-known examples of actions people don’t do that leave ‘free’ money on the table?
Here’s what they had to say:
1.
“Look up unclaimed money through your state.
I just got a check for $150.”
u/profilefrequent8701
3.
“Credit card cash back can add up.
Use a rewards credit card for every purchase and pay it off every month.
It only works if you might handle credit cards properly.
I earned over $500 in credit card cash back last year.”
“I useRakutento get cash back on my online purchases.
For example, every two years, I order my contacts online.
I wait for 1-800 Contacts to offer 20% cash back.
I’ve gotten $850 total cash back for purchases I would make anyway.”
u/nomoreusernamesplz
“On certain holidays, they have really high cash back.
I moved and needed a new mattress, vacuum, and speakers.
It was during Black Friday so I got 20% cash back.
Ended up being about $500 deposited into my PayPal account .”
u/gertrude2008
5.
“Keep your money in a HYSA (High-Yield Savings Account) instead of sitting in regular savings.
I started mine with like $5/month.”
“TheGoodRxApp has saved me quite a bit of money.
Once, I had a prescription that was quoted to be $125 at Walgreens.
When I checked GoodRx, it was only $15 at CVS.
I saved over $100 by using the app, and I do not have a membership.”
“Credit card and bank account sign-up bonuses are a not insignificant source of income for me.
Ive made $900 this year just from cash back and sign-up bonuses.”
u/inky_cap_mushroom
9.
If so, don’t frantically use up PTO before quitting.
If you have floating holidays paid, use those first.
Your employer doesn’t have to pay those out when you leave."
“UseHoney(now owned by PayPal).
It also now randomly throws PayPal cash back offers at you in the cart as well.
Over five years, I’ve saved thousands of dollars on online purchases.”
u/maleficent-grocery-5
11.
Many people do these activities but dont report them.
The points can be converted to gift cards to Amazon or other retailers.
For the past few years, it’s paid for many Christmas presents."
“Reevaluate your insurance each year.
u/rad0909
13.
“If you’re going to eat fast food, order on the app.
u/danfirst
15.
“I loveCVS Extracare Plus.
So I paid $48, and I got $120 to spend.
They only last for a month, but I always use them.
I’ve never missed it.
I put it in my calendar.
You also get free shipping over a certain amount and 20% off on CVS brand products.
I feel like I make out like a bandit with this deal.
I used to try couponing, but it was too much work.
u/whynotwhynot
you might look up class action settlements on sites likeConsumer ActionandClassAction.org.
