People quickly took to the thread to share their most noteworthy industry secrets.

Here’s what people revealed:

1. u/joshhupp

“My mom did this out of complete frustration, not knowing it would work.

She does it whenever she’s tired of navigating automated menus that don’t help.

Hand holding a key card about to insert it into a card reader on a modern door handle

u/Ethel_Marie

2.

“Hotel prices are negotiable.

Did you book a king room but end up getting two queens?

A person arranges a bouquet of flowers on a wooden table next to a laptop. The image relates to work and money, suggesting a job or business in flower arranging

u/DiscontentDonut

3. u/FridgesArePeopleToo

4.

“I used to work in the floral industry.

Don’t call a large national florist.

View of a university campus courtyard with people walking and socializing, surrounded by large academic buildings

Look up a local florist in your recipient’s area and call them directly.

Also, unless you order flowers regularly, the membership/loyalty program is a scam and hard to cancel.”

u/abbys_alibi

5. u/lurch940

6.

A stack of assorted credit cards fanned out on a surface, representing various financial options available in the market

Mention the other schools you were admitted to and the fact that you received strong financial packages from them.

DO NOT mention specific numbers unless it’s a named scholarship, like ‘presidential’ or ‘provost.’

u/MobbSleep

7.

A man in glasses delivers packages to a woman at her front door adorned with a wreath. The woman wears a sweater and smiles while receiving the packages

The next person in line is not affected.”

u/DachshundNursery

8.

“I used to work in credit cards.

A line of white SUVs and cars parked in a lot in front of a modern commercial building

Most of the time, we wouldn’t even investigate it past the initial chargeback.

You still got your money back if we didn’t win the case.

We’ve even closed accounts that took advantage of it.

A person holding a clipboard and taking notes while another person sits across, suggesting a professional consultation or interview setting

But if you want your money back as a one-time thing or whatever, you’ll be fine.”

u/SlammedOptima

9.

“Not sure if your homeowner’s insurance will cover something?

A hospital hallway with a nurse station visible at the end. Two individuals are seen working at the station

Apply this one simple rule: Was the damage resulting from a sudden and one-time occurrence?

If the answer is yes, you’re covered 99% of the time.

If the answer is no, 99% of the time, you’re not covered.

A hand holds a glass filled with beer under a tap at a bar, with the bar's taps and blurred lights in the background

This advice applies to the US.”

I had two of those (both resulting in no payout) and was dropped by my homeowners.

Call your agent, not the insurance company.”

A hand holds a microphone, possibly preparing for a speech or interview

u/CountFUPA

10.

The ‘premium’ shipping option is just a markup if you know you’re sending something nearby.

It will arrive the same day regardless."

Person in blue jeans with a yellow lab puppy wearing a red harness sitting and looking up at them in a grassy outdoor setting

u/StagTheNag

11.

Now, I pay around $12.

They often stay the same, but sometimes, for some meds, it changes.

A person in a business suit holds and looks at a smartphone, suggesting a professional setting. No names or notable figures are identifiable

This also applies to PET medications!

u/wifeunderthesea

12.

“When a car salesperson offers you a ‘premium car care’ package, don’t buy it.

It’s a scam.

Say you’re buying a new car and I offer you the premium car care package.

“Also, summer and winter inspections and free wiper fluid refills are only done once per season.

We visually inspect brake disks to see if worn-out brake pads do not scratch them.

Basically, we charge for simple things it’s possible for you to do yourself.

u/Carguy_1992

13.

Just be aware you might have to switch.”

u/SuperstitiousPigeon5

14. u/Catflappy

15.

“I worked for Wells Fargo doing customer service on mortgages.

Background: If you call for a question about your mortgage, there are five tiers of representatives.

If you call and say, ‘Give me a manager,’ you’ll only get to tier three.

u/supergooduser

16.

“Hospital bills are negotiable, to a degree.

Always ask for an itemized bill and put some effort into analyzing it.”

u/Baby_giraffes

17.

This used to work with new controllers, but the policy changed.”

u/goughm

18.

Sometimes, thats just calling it something else or adding something to it.

Not every habanero stout and coffee blonde were meant to be those beers.”

u/burgher89

19.

Most places can bump it back for no fee.

Then, if you’re outside of the fee window, call and cancel later.

It isn’t 100% guaranteed to work, but most times, it will.

At least it did prepandemic when I was still in hospitality."

u/Beezo514

20.

“Im a singer, and I book a lot of weddings and corporate/general gigs.

It can literally save you thousands.

If youre looking for entertainment, try and contact someone directly.”

u/THETJRAT

21. u/CromeDaBeast

22.

“I’m a dog trainer, and this is a hack we want people to understand.

The first time a client tries the exercise, they may use five.

The mechanics of the exercise look easy, but it takes time to get used to.

And when people practice independently, they do other things instead of focusing on the exercise.

They forget how often they must reinforce the dog for doing the right thing.

And once the dog learns, you’re able to gradually slow down the RoR.”

u/a_real_dog_trainer

23.

Always bring your own financing to the car lot.

Source: I work in indirect lending.

It is my business to make money off of people who finance at the dealership."

u/lindydanny

24. u/GreyGxddess

25.

“I’ve been getting stuck in many automated loops here lately.

The quick way out, I’ve discovered, is saying ‘past due.’

Oh, if you’re paying them, they definitely want to chat with you.

Generally, it’s the exact same people anyway.”

I’m pretty sure that’s where a lot of their profit lived.

If you think something is odd, definitely do call, even if you end up on hold forever.

It’s frustrating as hell, but it can save you a ton of money."

u/Rob_W_

Note: Submissions have been edited for length and/or clarity.