The most crucial part of building generational wealth in America is land ownership.

Meanwhile, the US average is 68%, and non-Latino white Americans are at 74%.

Historically, practices likeredlininghave hindered the ability of Black Americans to purchase homes.

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Whether it’s a story of triumph or defeat, we want to know your experience as a Black American.

Other practices, likepredatory lending, are still common today.

Because of these challenges, it’s more likely for Black Americans torent.

But even renting a home has its challenges.

Realtor showing a kitchen to a couple, gesturing while they hold documents and listen

Man smiling sitting with cardboard boxes in a new home, labeled for different rooms

Woman holding a baby and toddler standing at an open doorway

Aerial view contrasting dense informal housing with structured suburban homes, divided by a road

Three professionals in a meeting, one facing camera with a smile, others back to camera

Man in a casual shirt smiling in front of a house with a porch

Two people smiling and shaking hands with a person whose back is to the camera, seated in a cozy room