Why does your credit score go DOWN after paying off debt???

1.Printing “now on Netflix!”

Cover of Andrzej Sapkowski's book "The Witcher: The Last Wish" with a "Now on Netflix" sticker

Hotel room minibar with assorted snacks and drinks including Pepsi, M&M's, Reese's, gummy bears, Pringles, water bottles, and protein bars displayed on a black desk

A hand holds a piece of ripped white fabric with visible seams and frayed edges

Two packaged raw sausages in a plastic tray, one image with a lid and one without, showing a finger pointing to a sausage. Labels have Italian text

Line graph showing data from February 2024 to May 2024, with values: 808, 828, 838, and 753. May 2024 shows a significant drop

Stacks of folded shirts on a store display, with a plastic sushi tray placed on top of some shirts

Two images: Left shows a printer error about requiring a subscription for ink. Right offers ink subscription plans ranging from 10 to 300 pages per month

Scotiabank online account details showing a Scotia Mortgage with a $1.00 principal balance and a monthly payment summary including various charges

Text message conversation. Summarized text: Only existing clients using insurance can continue, new clients need to pay out-of-pocket

Screen showing requested changes for a stay at "Cozy Apartment-Minutes to Do" from May 24–26 for 5 guests. New price is $671.65, previously $354.14

A webpage with a donation form prompts, "You must make a donation of at least $15.00." Options include donation amounts of $25, $50, $75, $100, and $250

Man in a suit, conversing in Spanish with subtitles indicating "both conversing in Spanish."

Blue lounge chairs poolside. One chair has sandals placed on it. No people are present in the image

Phone screen showing multiple Ring app notifications about motion detected at the front door. There are 11 notifications displayed

View of a paycheck showing gross pay of $538.13 with deductions for Social Security, Medicare, and direct deposit fee, leaving a net pay of $494.97

Poster with the title "STOP THE MUSIC!" featuring a cartoon shark and text about signing up to halt Baby Shark song, with a redacted signup line and a QR code

iMessage conversation showing the cost to repair AirPods at $250.11, more than buying new ones, with no explanation from Apple

A baby is sleeping in a crib on a patterned blanket. The screen shows options for sound, camera, and settings. Text below offers live breathing and sleep tracking with Miku Membership

QR codes displayed on multiple refrigerator doors. Instructions advise using a phone camera to scan the QR codes to start the setup process

Summary of a bill showing a balance of $850.41 due by May 27, 2024, resulting from misapplied payments totaling $720 and other charges of $130.41. Instructions provided

Wooden table with multiple slats and black straps on display in a furniture store. A price tag shows "IRMA 1,799." Two purple sofas are in the background

Notice titled "Attention All Staff" stating employees must be reachable via cellphone even when not working or face termination after 2 write-ups

Flyer titled "A Day with Mrs. Claus: Spend a morning in Santa's Workshop" listing games, crafts, cookies, and letters to Santa. A registration link is provided

Two pairs of jeans lying on a flat surface, showing the labels and inner tags detailing Levi's Premium and sustainability information

A TV screen displays text stating that the TV isn't part of the user's Netflix household, with options to create an account, update the household, or indicate traveling

Text conversation between a customer and Netflix Customer Service discussing account sharing. Customer is told that devices outside the household require an extra member at $8/month

A display shows wiper blades on clearance for $10, discounted from $19.99. Right side shows a hand holding a $10 price tag

Amazon Basics Upholstered Tufted Storage Ottoman was $69.08 on July 10th and is now $69.08 with a 37% off Prime Day deal on July 11th

A hand holding an opened bag of Magic Spoon Cocoa Grain-Free Cereal next to the cereal box. The box highlights it has 0g sugars, 4g net carbs, and 13g protein

A credit card terminal displays a payment amount of $20.95. A finger hovers near the keypad with various tip percentage options visible on the screen

Two images show a UPS delivery notice and a handwritten note saying, "I am home! Please knock. Thank you." Text showing the tracking number is redacted

Article image

A chat conversation where a person repeatedly says "Hello" and asks twice why there is a $20 annual fee on their newly activated credit card

Password requirements: at least 12 characters, 1 uppercase, 1 lowercase, 1 digit, no username, no 3+ identical consecutive characters, no breached passwords, not one of the last 24 passwords

Restaurant receipt showing a meal for two guests. Total of $137 before tax and tip. Suggested tip amounts provided. Hours: Wed-Sun 5pm-10pm

A text message reads: "You took out the one that was thrown out from your cunt?" with a laughing emoji and the reply "COUNT."