Here’s what people had to say:
1.
“Making my own lunch instead of going to restaurants everyday.”
It is a beefcake for building wealth even if you could’t put in a full $100."
u/knoxrat24
3.
“Shop around for car insurance and honestly just any reoccurring payments and services.
You’d be surprised what you could get.”
u/NomanYuno
4.
“Learn how to make the coffee you like at home.
Buy a good quality thermos cup, and avoid the daily coffee shop trip at all costs.
“Buying classic clothes.
I wasted a ton of money on fads during my teens.”
u/doublestitch
6.
“In this vein, learn to properly care for and mend your clothes.
Keeping your staples in good condition will save a lot in the long run.”
u/thetinyness
7.
“My biggest: be car-free.
I try not to think about the amount of money I wasted because it is depressing.
“Not spending money because I was bored.
I bought useless stuff and dined out too much.”
u/Key_Purpose_2803
9.
“Track your finances down to the penny.
Use something like Rocket Money.
Do not keep any money in your checking account except for what you should probably pay your bills.
Immediately transfer anything you don’t need to your high-yield savings account.
Let your money make you money.”
u/MourgiePorgie
10.
“I learned to cook more ethnic foods.
The recipes use less expensive meat and still are nutritious and filling.
I’m dabbling in Indian recipes now.”
I just think about how much money I blew in cigarettes.
I wish I had never started or quit decades ago.
Ive been cigarette-free for two and a half years now!”
u/Jcooney787
12.
I could’ve saved so much so quickly instead of wasting it on random things I will never remember.
I could’ve bought my first car with cash.
u/barbadizzy
13.
“I regret not taking advantage of student discounts more.
There are so many discounts and deals available to students that I just didnt take seriously.
“Avoiding recurring fees for small things.
I noticed all those little charges were turning into a decent amount of money every month.”
u/smoly_hokes34
15.
“Using rewards credit cards.
We actually hurt our credit by never using credit cards.
We had no history of regularly paying them off.
So, now we use a card that works for us and pay it off every month.”
u/cappotto-marrone
16.
“Putting 20% of my income into savings.
My son started at 18 and has a nice savings account.”
“Make an email address just for stuff you know you will be attacked by spam.
And then request insurance quotes/bids.
Youll get a ton of offers that you could choose from.
But will be nailed with emails for the rest of your life.
Use this same email for similar things over the years.”
u/HulaMonkee
18.
“Not spending a penny inside of a convenience store.
I buy gas at the pump and never spend money for drinks, snacks, etc.
inside unless it is an emergency (or a Buc-ee’s, LOL).”
u/well_poop_2020
19.
“I commit two to three days a week to spending no money.
Its amazing how many small things that would otherwise add up to big spending.
I realized I impulse buy every day.”
“Before buying anything, check Facebook marketplace and OfferUp.
u/marcus206_
21.
“Take care of your teeth!!
On that note, contribute to your 401(k).
And set up a bank account that has a HYSA.
