“I immediately cancel all subscriptions right after I sign up.”
I don’t have to tell you it’s rough out here.
So, Irecently askedtheBuzzFeed Communityto tell us the one money-related secret they think everyone should know.
Here’s what they said:
1.
“I immediately cancel all subscriptions right after I sign up.
I know I’ll never remember to turn them off before the renewal date.
This saves me money and brain power!”
Anonymous
2.
In the subsequent years, my 401k has more than tripled in value just from my contributions.
I will have a great chunk to retire with at this rate."
“Also, understand your tax burden.
Bonuses are taxed higher than regular income.”
“I see to it I eat a full meal before I go grocery shopping.
I have saved so much money!”
“Libby has a great selection of audiobooks, and you dont need to get Audible.
Its free, and all you need is your local library card.
Sometimes, you have to wait to borrow the book, but its definitely worth it.
I refuse to spend money on Audible.”
Within a few months, I had enough saved up to get my eyebrows microbladed.
And I didn’t have to feel bad about splurging on myself."
gennaw2
6.
“I grew up broke.
Having an app that compiled all my assets and debt in one place was a game-changer.
“I hate getting rid of fresh produce because it rotted too quickly.
It’s literally like throwing away money.
Frozen vegetables not only save you time, but they don’t rot as quickly.
And they may have more nutrients because they’re flash frozen.”
joe731
8.
“I make my own laundry detergent.
You put it all in a jar and shake it up to combine.
I use about a tablespoon for each load, but I usually eyeball it.
It lasts forever, too I once went six months without needing to make more!
It also smells great.
I use fabric softener and in-wash scent beads as instructed and have no issues.
“People will probably hate this answer, but mindful spending.
Just smart, mindful choices day to day.
A lot of people buy name-brand food without ever trying store-brand, despite costing dollars more.
People overspend at bars and restaurants.
Many spend on clothes, accessories, and makeup when they have so much already.
This is what I’ve noticed, and then they often complain.
simplysarahish
11.
“This one takes discipline, but get a credit card and use it for absolutely everything.
But be sure to pay it off completely each month.
Treat it like the cash in your bank account.
That way, you never pay interest, but you do get reward points.
maggieechanize
12.
), I will label an envelope with that item and the cost.
Waiting makes me enjoy the item so much more.”
I then clean and recycle the used containers.
I can’t stand waste of any kind!”
“I started using Ibotta after following couponers like Torok Coupon Hunter.
for so much cheaper.”
“In a nutshell, don’t live beyond your means.
Each person or family has to decide for themselves what they can or can’t live without.
Not so expensive, and for us kids, this was the height of fine dining.”
“I have two that Ive always been told by my parents.
- Always save as early as it’s possible for you to.
The earlier you start, the more money and less struggle you will have.
- You are ALWAYS just a few bad decisions away from being broke.
Be careful out there.”
“I have a really bad shopping habit.
I shop when I’m sad, happy, angry, or just need to decompress.
Unfortunately, that’s affected my bank account.
I saw this hack where if there’s something you want, TAKE A PICTURE of the item.
If you don’t, however, you just saved yourself some money.”
“The short answer is repair your clothes.
you could’t save everything obviously, but it saves money and waste!”
“I know it’s a cliche, but ‘pay yourself first.’
“My kid lives with ADHD.
As such, they lose interest in most activities quickly.
Many offer a longer test period or more lenient cancellation policies under these circumstances.”
“I use eating out as a social activity rather than eating out by myself.”
“Use your local library.
There are so many resources that people don’t realize are offered!”
“ALWAYS pay attention to your spouses spending habits.
Check those bank and credit card statements monthly!
Hes gone, and that was a hard lesson learned.”
“I love eating fish.
The fresh ones are way more expensive than the frozen ones.
Just take them out of the freezer the day before you want to cook them.
Let them thaw overnight in the fridge, and just pat them dry when they are ready to use.
lblanc86
26.
Swimming in the community pool and then watching a movie on Netflix costs nothing extra.
Going bowling on the weekday with big discounts gives us hours of fun for $14/each.
Note: Some responses were edited for length and/or clarity.
