“Loud budgeting is a new concept I’m introducing for 2024.

It’s the opposite of quiet luxury.”

Personal finance nerds (me) are rejoicing.

Lukas sharing his ins and outs

In: loud budgeting.

Sorry, can’t go out to dinner.

I’ve got $7 a day to live on."

comment saying loud budgeting in all caps with over 23,000 likes

It’s the opposite of quiet luxury.

You feel like you got away with something.

I love this distinction.

Lukas responding to a comment that says quiet luxury vs loud budgeting is so fucking genius

“Let’s send a message to corporations about the national inflation level.

Let’s take a stand.”

Speaking of inflation: In the US,inflation peakedin 2022 at an average rate of 9%.

loud budgeting is buying the travel size conditioner

As of November, it’s down to a closer-to-normal 3.1%.

The Fed hopes to bring this number even lower, to 2%.

He says, “Celebrities or entertainers, they’re here to entertain us.

I just started thrifting and loud budgeting is a great description of how I feel bragging about my finds to my friend group

They’re clowns really.

Is spending money an ick now?

When in reality, it should be totally acceptable to have financial boundaries.

someone said that spending money is an ick in 2024 and now I'm living by that

It was meant to be a funny idea that allows people to be financially transparent without feeling embarrassed.”

It’s really just about not feeling pressured to spend money to appear a certain way.

not me loud budgeting for the past 3 years and didn't have a name for it